Medical Malpractice

Medical Malpractice

Our facultative medical professional liability team has the experience and expertise necessary to create the right tailor solution to your needs.

Our Risk Appetite

  • Physician Professional Liability
    • Physician Groups
    • Single or Multi-specialty
  • Institutional Medical Professionals
    • Integrated Delivery Systems and Teaching Facilities (University Hospitals)
    • General /Community/ Charitable/Religious Hospitals
    • Specialty Hospitals
  • Alternative Risk Solutions (Captives and Risk Retention Groups)
    • Comprehensive business plan including an experienced management team
    • Comprehensive actuarial study & rate structure
    • Adequate funding
    • Access to insurance paper (own insurance company or a fronting company)
    • Experienced claims personnel
    • Risk Management program
  • Long Term Care
    • Chain of five or fewer locations
    • Underlying program should be unaggregated or offer aggregate per insured location.
    • Stable financials
    • Commitment to risk management program (centralized preferred).
  • Miscellaneous Healthcare
    • Community Health Centers
    • Urgent Care/ Rehabilitation Centers
    • Dialysis Centers
    • Medical Imaging Centers
    • Hospices
    • Blood Banks
    • Laboratories

Our Risk Terms

  • Occurrence and claims made coverage triggers
    • Submissions will include:
      •  Underwriter’s summary of account/account analysis
      •  Recently valued loss history (min. 7 years, 10 years preferred) (digital format)
      • Historical exposure detail to correspond with loss history (digital preferred)
      • Program structure sought and facultative support required
      • Pricing workup and proposed pricing for the layer
      • Copy of any internal/external reviews; actuarial study, risk management and/or claims
      • Ceding terms including retail broker allowance and essential terms to be included in final proposal (Max. 12.5% ceding commission over original)

Our Capacity

  • Maximum of $5,000,000 for qualifying risks

Contact Us

  • We do business the way you want. You can contact us through an intermediary, or directly.